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Maryland car sales tax

Maryland car sales tax calculator

Maryland charges 6.5% state vehicle titling excise tax on cars. Your trade-in lowers the tax. Work out the tax, your out-the-door price and your payment below.

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New or used

Credit

Scores 660 to 719. The rate fills in; change it if you have a quote.

Term

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Maryland's rate.

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$

Estimated payment

$489/mo

72 months at 9.7% APR

Car price
$30,000
Sales tax
$1,625
Down and trade-in
−$5,000
Amount financed
$26,625
Total interest
$8,600
Total cost
$40,225

An estimate, not an offer of credit. Your rate depends on your credit and the lender.

On this page

Maryland car sales tax at a glance

Maryland
Taxvehicle titling excise tax
State rate6.5%
Counties and cities add taxNo
Trade-in lowers the taxYes, tax is on the price minus the trade
LeasesTax on the car's price, due at signing
Dealer doc fee cap$800

Checked on the state's official sources on 2026-11-02. Rates change; the state's revenue department has the last word.

How to work out Maryland sales tax on a car

Multiply the taxable price by the rate. In Maryland the trade-in comes off first.

A $30,000 car with a $5,000 trade: $25,000 x 6.5% = $1,625 at the state rate.

6.5% of fair market value (3.5% for rental vehicles), paid at titling instead of sales tax; local governments may not add a titling tax (Md. Transp. 13-809). Private sales of vehicles 7+ years old: greater of price or $640.

Trade-ins

For dealer sales, fair market value is the total purchase price certified by the dealer, which includes any dealer processing charge less an allowance for trade-in (Md. Transp. 13-809(a)(3)).

Leasing a car in Maryland

Tax on the car's price, due at signing. Maryland: for leases over 180 days the 6.5% excise is charged at titling on the vehicle's retail value certified by the dealer (including the processing charge, less any trade-in), not on the payments (Md. Transp. 13-809(a)(3)(ii)). The lease calculator uses Maryland's method when you pick the state.

Dealer doc fees

Md. Transp. 15-311.1: dealer processing charge may not exceed $800 on and after July 1, 2024 (was $500), must be reasonable and disclosed.

Common questions

What is the sales tax on a car in Maryland?

The state rate is 6.5%. 6.5% of fair market value (3.5% for rental vehicles), paid at titling instead of sales tax; local governments may not add a titling tax (Md. Transp. 13-809). Private sales of vehicles 7+ years old: greater of price or $640.

Does a trade-in reduce sales tax in Maryland?

Yes, tax is on the price minus the trade. For dealer sales, fair market value is the total purchase price certified by the dealer, which includes any dealer processing charge less an allowance for trade-in (Md. Transp. 13-809(a)(3)).

How is a car lease taxed in Maryland?

Tax on the car's price, due at signing. Maryland: for leases over 180 days the 6.5% excise is charged at titling on the vehicle's retail value certified by the dealer (including the processing charge, less any trade-in), not on the payments (Md. Transp. 13-809(a)(3)(ii)).

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