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Mississippi car sales tax

Mississippi car sales tax calculator

Mississippi charges 5% state sales tax (motor vehicle rate) on cars. Your trade-in lowers the tax. Work out the tax, your out-the-door price and your payment below.

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New or used

Credit

Scores 660 to 719. The rate fills in; change it if you have a quote.

Term

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Mississippi's rate.

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$

Estimated payment

$482/mo

72 months at 9.7% APR

Car price
$30,000
Sales tax
$1,250
Down and trade-in
−$5,000
Amount financed
$26,250
Total interest
$8,479
Total cost
$39,729

An estimate, not an offer of credit. Your rate depends on your credit and the lender.

On this page

Mississippi car sales tax at a glance

Mississippi
Taxsales tax (motor vehicle rate)
State rate5%
Counties and cities add taxNo
Trade-in lowers the taxYes, tax is on the price minus the trade
LeasesTax on each monthly payment

Checked on the state's official sources on 2026-11-02. Rates change; the state's revenue department has the last word.

How to work out Mississippi sales tax on a car

Multiply the taxable price by the rate. In Mississippi the trade-in comes off first.

A $30,000 car with a $5,000 trade: $25,000 x 5% = $1,250 at the state rate.

5% for cars, vans, buses and trucks under 10,000 lbs (3% for heavier trucks carrying property), not the 7% general rate. DOR's FAQ mentions no local sales tax on vehicle purchases; annual ad valorem tax is separate.

Trade-ins

Tax applies to the net purchase price after dealer discounts and trade-ins; manufacturer rebates are not deducted (DOR motor vehicle FAQ).

Leasing a car in Mississippi

Tax on each monthly payment. Mississippi: rentals and leases of vehicles are taxed at the 5% sales tax rate on the rental/lease payments (Miss. Code 27-65-23); short rentals also pay the 6% motor vehicle rental tax. The lease calculator uses Mississippi's method when you pick the state.

Dealer doc fees

No cap found.

Common questions

What is the sales tax on a car in Mississippi?

The state rate is 5%. 5% for cars, vans, buses and trucks under 10,000 lbs (3% for heavier trucks carrying property), not the 7% general rate. DOR's FAQ mentions no local sales tax on vehicle purchases; annual ad valorem tax is separate.

Does a trade-in reduce sales tax in Mississippi?

Yes, tax is on the price minus the trade. Tax applies to the net purchase price after dealer discounts and trade-ins; manufacturer rebates are not deducted (DOR motor vehicle FAQ).

How is a car lease taxed in Mississippi?

Tax on each monthly payment. Mississippi: rentals and leases of vehicles are taxed at the 5% sales tax rate on the rental/lease payments (Miss. Code 27-65-23); short rentals also pay the 6% motor vehicle rental tax.

Sources

Last verified November 2, 2026.

  1. Mississippi DOR: Motor vehicle FAQdor.ms.gov
  2. Mississippi DOR: Motor vehicle rental taxdor.ms.gov
  3. FTC: Financing or leasing a carconsumer.ftc.gov

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